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Business Insurance For Tradesmen & Contractors

Insuring your scaffolder’s business is not as simple as other trades due to the heights and the added risk that it brings. Ensuring you are fully covered is vital; we have a wealth of experience to ensure every angle is covered whilst keeping costs down.
Moneycornershop.com have a number of specialist schemes for all types of business insurance. We can arrange covers for your scaffolder’s business; including public liability insurance, employers liability insurance and additional covers such as tools & contract works. These can be combined into a single policy to provide you with the best value. Whether you’re a tradesman with a number of employees or even if you’re self-employed we can get you covered.
We all know that accidents happen, Lets get peace of mind that your are covered correctly and competitively going forward.

Design & Build Your Policy

When you’re putting together your trade or construction insurance policy, your core cover is going to be public liability insurance. It covers you if anyone claims compensation from your business because they’ve been injured or their property’s been damaged. For example if you leave your tools out while you’re working at a customer’s house and they trip over them and suffer an injury, or if you’re working on site and accidentally drop a brick that damages a car parked below, you could face a compensation claim. In these scenarios your public liability insurance could pay the legal fees and compensation costs, up to the limit of your policy. We offer up to £10 million of cover.

Don’t Be Fooled : Protect Your Tools & Equipment

You can also cover your tools in case they’re stolen or damaged by buying tools insurance. Tool theft claims are increasing in recent times not only in frequency but also in severity. To avoid not being able to work – protect your tools – Never leave them unprotected or unattended on site, in the van, or anywhere! Security Security Security!

Interestingly is Thursday is the day where most tool thefts claims occur.

Our Experience & Relationships

Moneycornershop.com is a proud member of the Purple Partnership – Who have been voted the Best Broker Network in the UK – 3 times in the last 4 years – Which means many insurers provide exclusive deals for us, with competitive pricing and enhanced policy cover. Moneycornershop.com has been working with small-and medium-sized enterprises all across the UK, so we understand that each individual business has its own unique risks and challenges. Our knowledgeable customer service team has the skills and expertise to put together a flexible policy that fits your specific requirements, and has the ability to develop and grow along with your business. When this is combined with the great service our team provides, you can see why people choose to let us arrange their insurance. We have over 50 years collective experience and relationships with underwriting specialists which have the capacity and understanding of the industry to write and place any risk.

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Real Risks It Faces

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What Insurance Does Your Business Need?

We would also highly recommend that in addition to Liability cover, one or all of these additional covers should be considered. They can be taken out individually or as a package – just call to discuss tailoring cover appropriate to your requirements & relevant premiums:

    • Contractors Plant Cover
    • Legal Expenses (including cover for Employment Disputes & Tax Protection)
    • Directors & Officers (including cover for Defence Costs in the event of civil action)
    • Health & Safety and Risk Management Consultancy

    As a scaffolder, you’ll be used to working at heights, which is why our scaffolders insurance can cover you for working at a range of different heights. The work you do involves you putting up scaffolding to allow other site workers to reach the higher levels of buildings during any construction work – a profession therefore that poses a number of risks and perils making getting the right insurance and right levels of cover all the more important. We’ll provide the protection you need to cover yourself and your employees (should have you any) with policy cover for working at height, with heat and sharp tools. Our panels cover is ultimately designed to manage these risks and keep your business safe with a tailored business insurance package from Moneycornershop.com, giving you all the essential cover you need in one business insurance policy.

Scaffolder Public Liability Insurance

Public liability insurance usually comes up first when it comes to tradesmen insurance, this cover can protect you if you’re sued because someone is injured or their property is damaged.

Moneycornershop.com has the capacity to offer between £1 million and £25 million in cover, to protect you against legal fees and compensation costs.

You can include business buildings cover to protect your business premises, including fixtures and fittings.

  • You can also include plant and machinery insurance, which can provide protection for plant and machinery, whether you own it or hire it.
  • Contract works insurance can cover the cost of repairing or redoing work on a construction site if it’s damaged or destroyed by an insured event – like fire, flood, storm, vandalism or theft – while it’s in progress.
  • Personal accident insurance covers you against serious injury, or even death – paying out for the likes of lost income and medical costs.
  • You can include business buildings cover to protect your business premises, including fixtures and fittings.
  • Business equipment insurance to cover your business contents and office equipment.

Need more details? Hear more about your business cover options from our expert team. Just choose the cover you’re interested in and get some expert insight into how each option can help your business.

What Type Of Tradesman Are You?

We provide tailored insurance for most types of trades people, such as:

  • Builder insurance
  • Carpenter insurance
  • Electrician insurance
  • Plumber insurance

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Why Join Moneycornershop.com?

  • Join a huge network of happy customers
  • Claims managed by individual insurers
  • Experienced business insurance experts
  • We can help you save on your business utilities
  • We can help you raise finance for your business