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Business Insurance For Pest Control Contractors

We fully understand the needs of organisations connected with the Pest Control industry.

There are difficulties generally with the placement of liability insurances and these are even more pronounced for organisations in the pest control industry, especially for those involved with the use of chemicals and firearms. As a result premiums can be increased considerably or in extreme cases, entirely uneconomical.

Design & Build Your Policy

When you’re putting together your trade or construction insurance policy, your core cover is going to be public liability insurance. It covers you if anyone claims compensation from your business because they’ve been injured or their property’s been damaged. For example if you leave your tools out while you’re working at a customer’s house and they trip over them and suffer an injury, or if you’re working on site and accidentally drop some equipment that damages a car parked below, you could face a compensation claim. In these scenarios your public liability insurance could pay the legal fees and compensation costs, up to the limit of your policy. We offer up to £10 million of cover.

Common Chemicals
Follow these links to find out more about the most common active ingredient chemicals used in pest control.

  • Abamectin
  • Cyfluthrin
  • Fipronil
  • Permethrin
  • Bifenthrin
  • Hydramethylnon
  • Pyrethrum
  • Boric Acid

Our Experience & Relationships

We cover over 1,000 trade types,  Just use the trade selector on our quote form to type in or select your trade. Moneycornershop.com is a proud member of the Purple Partnership – Who have been voted the Best Broker Network in the UK – 3 times in the last 4 years – Which means many insurers provide exclusive deals for us, with competitive pricing and enhanced policy cover. Our knowledgeable customer service team has the skills and expertise to put together a flexible policy that fits your specific requirements, and has the ability to develop and grow along with your business. When this is combined with the great service our team provides, you can see why people choose to let us arrange their insurance. We have over 50 years collective experience and relationships with underwriting specialists which have the capacity and understanding of the industry to write and place any risk.



Our Panel Provides Pest Control Contractors With Valuable Choice

  • Professional Indemnity (various limits available)
  • Wildlife Management
  • Use of Shotguns / Firearms
  • Efficacy Cover – Failure of a Product to Perform as Intended
  • Damage to Property Being Worked Upon
  • Directors and Officers Liability
  • Work at Heights including Rooftop Work / Abseiling and Rope Access
  • Tools and Equipment in Your Vehicles (Including Overnight)
  • Pure Financial Losses
  • Failure to Secure Customer Premises Correctly

Toxic chemicals, specialist tools, and potentially dangerous environments; the work of a pest controller can be fraught with risky situations that call for a professional to handle correctly.

While much of your business is centred around providing a safe, effective and efficient service for your customers, it’s important to take steps to take a similar care of the business itself. Comprehensive pest control insurance can help your pest control business thrive whatever circumstances it might face.

We are also alve to provide the following extensions to cover:

  • Exterminator Liability – Car, Custody and control coverage
  • Pest Inspection damage liability insurance coverage
  • Blanket Additional Insured Coverage is available to help manage cost
  • Broad comprehensive general liability coverage


Suitable Business Insurance For A
Wide Range Of Pest Control

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What Insurance Does Your Business Need?

The insurance you need will depend on your specific type of business and the individual risks it faces, but these are popular covers for tradesmen:

  • Employers Liability: If you have employees, contractors, casual workers or temporary staff, you’re usually required by law to take out employers’ liability insurance. It’ll cover claims from employees who’ve been injured or become seriously ill as a result of working for you.
  • As with any type of insurance, the cost of premiums may vary quite widely from one insurer to another. Here, our aim is to help you obtain the insurance cover you need at a competitive rate that represents good value for money.
  • The price of premiums is influenced by a number of factors, including:
  • The number of people you employ
  • The particular nature of your business
  • Your past insurance claims history

To comply with the law, employers’ liability insurance needs to cover:

  • Every permanent employee
  • Seasonal, casual and contract employees
  • Labour-only subcontractors
  • Trainees and employees who are on apprenticeships

It is important to note, however, that the law extends not only to those in full-time, paid employment, but also temporary staff, people on work placements and students. Volunteers, advisers, referees and marshals (at sporting events) are also included within the provisions of the Act.

In short, it is important for any small business to examine very carefully whether employers’ liability insurance is required, and if so, that the relevant level of cover is arranged to cover those in paid or voluntary employment in the business.

Need an employers’ liability insurance quote? Then please contact us today – we will be only pleased to help!


The Following areas of cover are extensions that can usually be added to you quotation – Please ensure you mate one of Our Experts aware of your Insurance cover for losses arising as a result of incorrect advice, design, errors or omissions whilst carrying out duties.


Pecuniary Loss insurance covers businesses against purely financial losses (e.g business interruption) rather than physical damage to property.

          • EFFICACY COVER

Insurance cover for loss or damage to property arising from the failure of a product or work to fulfil its intended function.

            • USE OF FIREARMS

Cover can be provided to include the use of working with firearms. We cover you’re interested in and get some expert insight into how each option can help your business.

Office Insurance&lt

As part of your pest control business insurance, you may want to purchase office insurance. Our office contents policy protects home and office-based small businesses if their business equipment or tools become damaged, lost or stolen.

Office insurance can cover the cost of repairing or replacing your tools and equipment, and you can also add the following specialist covers to make sure you’re fully protected:

          • Tool cover: covers the tools and equipment that you use for your business, such as spray systems and thermal foggers.
          • Portable equipment: as you regularly travel to customers’ homes or offices, this could be crucial cover that protects equipment and tools regularly taken off your business premises.
          • Business interruption: covers the financial losses you may experience as a result of an interruption to your business.
          • Equipment breakdown: covers the cost of repairing or replacing equipment that has had a sudden electrical or mechanical breakdown.

Whats The Maximum Cover You Could?

Check out more Relevant covers for your specialist trade, such as:

  • Commercial Property and Equipment Coverage
  • Business Automobile Coverage for Pest Control Operations
  • Excess & Umbrella Coverage if Requested
  • Workers’ Compensation
  • Third Party Dishonesty Bonding for Pest Control Businesses

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Why Join Moneycornershop.com?

  • Join a huge network of happy customers
  • Claims managed by individual insurers
  • Experienced business insurance experts
  • We can help you save on your business utilities
  • We can help you raise Finance for your business