Heating and A/C contractors, also called HVAC contractors, provide services, as the name implies, relating to heating and air conditioning. HVAC contractors are responsible for installing, repairing, or maintaining air conditioning units, heating units, and ventilation in homes and businesses. As a heating and A/C contractor, you are well qualified and trained for your position and should protect your risks. With this profession, your liability risks range from making a mistake while rendering repairs to harming yourself or your employees while performing HVAC services. Heating and A/C contractors insurance will help protect these and other risks.
We all know that accidents happen,
Lets get peace of mind that your are covered correctly and competitively going forward.
When you’re putting together your trade or construction insurance policy, your core cover is going to be public liability insurance. It covers you if anyone claims compensation from your business because they’ve been injured or their property’s been damaged. For example if you leave your tools out while you’re working at a customer’s premises and an employee trips over them and suffer an injury, or if you’re working on site and accidentally drop a ducting that damages a person or car parked below, you could face a compensation claim. In these scenarios your public liability insurance could pay the legal fees and compensation costs, up to the limit of your policy. We offer up to £10 million of cover.
You can also cover your tools in case they’re stolen or damaged by buying tools insurance, and you can add buildings insurance if you have a business premises. Don’t forget that employers’ liability insurance is usually a must-have if you’ve got any employees.
If you undertake any of the following we know just the right markets to approach on your behalf:
We cover over 1,000 trade types, including most types of tradesmen: from plumbers to mechanical-engineers, from rendering contractors to partitioners, from ductwork installers to shuttering carpenters. Just use the trade selector on our quote form to type in or select your trade.
Money Corner Shop is a proud member of the Purple Partnership – Who have been voted the Best Broker Network in the UK – 3 times in the last 4 years – Which means many insurers provide exclusive deals for us, with competitive pricing and enhanced policy cover.
Our Panel of Insurers provide combined policies where cover can be adapted to meet individual requirements. Heating & ventilation contractors face a wide array of risks, hazardous locations and hazardous activities. We have experienced team ready to place your business no matter what type of contractors you are:
When this is combined with the great service our team provides, you can see why people choose to let us arrange their insurance.
The insurance you need will depend on your specific type of business and the individual risks it faces, but these are popular covers for tradesmen:
To comply with the law, employers’ liability insurance needs to cover:
Professional indemnity Insurance is essential to provide cover for any errors or mistakes in the work that you are contracted to do. For design-and-build contractors, professional indemnity cover is required in addition to policies such as Public Liability and Contractor’s All Risk but is just as essential.
Public liability insurance usually comes up first when it comes to tradesmen insurance, this cover can protect you if you’re sued because someone is injured or their property is damaged.
Moneycornershop.com has the capacity to offer between £1 million and £25 million in cover, to protect you against legal fees and compensation costs.
You can include business buildings cover to protect your business premises, including fixtures and fittings.
Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business You can also check out our business insurance FAQs.
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