Specialists in the Electrical Industry, Moneycornershop.com has a panel of insurers that offers superb financial security. We have access to some of the most competitive Electrical Contractor rates in the UK.
We understand the needs of contractors and have developed a strong relationships with Insurers to ensure our customers have their special requirements met.
Each policy is designed to meet the particular needs of the individual electrician. In view of our in-depth knowledge of the Industry, we are able to offer advice on all Insurance related matters, We can arrange covers for Domestic, Commercial and Industrial contractors as well as more specialist covers for Alarm works, Financial Losses and Testing and Certification Cover, efficacy cover.
When you’re putting together your trade or construction insurance policy, your core cover is going to be public liability insurance. It covers you if anyone claims compensation from your business because they’ve been injured or their property’s been damaged. For example if you leave your tools out while you’re working at a customer’s house and they trip over them and suffer an injury, or if you’re working on site and accidentally drop a brick that damages a car parked below, you could face a compensation claim. In these scenarios your public liability insurance could pay the legal fees and compensation costs, up to the limit of your policy. We offer up to £10 million of cover.
You can also cover your tools in case they’re stolen or damaged by buying tools insurance, and you can add buildings insurance if you have a business premises. Don’t forget that employers’ liability insurance is usually a must-have if you’ve got any employees.
Policies covers your legal responsibility for loss or damage to property arising from the failure of an intruder or fire alarm, CCTV, door entry system or
other security equipment to fulfil its intended function e.g. alleged failure of system during theft from customer’s premises.
The Contractor is responsible for any loss or damage to the electrical installation prior to completion of the Contract. Cover can be provided on an All Risks basis for work in progress, materials in transit, or in temporary storage and at the contract site. In addition, cover can be extended to include loss or damage to your own plant and equipment, or hired-in plant including continuing hire charges.
We cover over 1,000 trade types, including most types of Electrician: from 3-phase engineers to telecommunications engineers to residential general electricians to fire and security contractors the list goes on! Just use the trade selector on our quote form to type in or select your trade.
We have over 50 years collective experience and relationships with Construction underwriting specialists which have the capacity and understanding of the industry to write and place any construction risk.
The insurance you need will depend on your specific type of business and the individual risks it faces, but these are popular covers for tradesmen:
Do you work in hazardous locations? if you do undertake any work in connection with in or about any of the following premises the we can still help place your insurance. Just let our experts know and we will be able to determine how to obtain the right cover for your business.
Airports, Refineries or Oil, Gas, or Petro Storage Depots, Asbestos, Silica, PCB’s, Towers or Steeples, Explosives,
Acids, Gases, Hazardous Chemicals, or Chemical Works, Bridges, Chimney Shafts, Blast Furnaces, Viaducts, Mines,
Quarries, Tunneling, Dams, Reservoirs, Docks, Harbours, Piers, Wharfs, Jetties, Ships, Vessels, Watercraft, Cushioned
Vehicles, Railways, or Radioactive Substances
Public liability insurance usually comes up first when it comes to tradesmen insurance, this cover can protect you if you’re sued because someone is injured or their property is damaged.
Moneycornershop.com has a panel of insurers that have the capacity to offer between £1 million and £25 million in cover, to protect you against legal fees and compensation costs.
You can include business buildings cover to protect your business premises, including fixtures and fittings.
We provide tailored insurance for most types of Electricians, such as:
EMPLOYERS LIABILITY &
PUBLIC / PRODUCTS LIABILITY
TAILOR MADE TO YOUR COMPANY NEEDS
Here are just a few reasons why:
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