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Smaller Businesses Insurance

Whether you manage a corner shop, a restaurant or a warehouse holding stock for distribution, we will work with you to make sure that the retail and wholesale insurance cover we provide is appropriate for your needs. Our team has a wealth of experience working with all kinds of different businesses. Moneycornershop.com is not just a normal business insurance brokers – We go further, we are faster and have more to offer than most!

Our insurance experts understand that the retail and wholesale markets are hugely competitive. You need to satisfy customer demands whilst staying ahead of competitors. With Moneycornershop.com you can run your business in the know that your insurance needs are more than met.

You can focus on the running of your business and we will put together exactly the right policies for your business needs:

You may need cover for:

  • Buildings
  • Fixtures and Fittings
  • Computers
  • Stock
  • Public and employers’ liability
  • Business interruption
  • Property at exhibitions
  • Damage including breakdown to electronic point of sale equipment
  • Money and assault

You might also need:

  • Liability for professional error
  • Van or fleet insurance
  • Help with risk management or driver training
  • Deterioration of stock
  • Professional and legal advice
  • Employee fraud cover
  • Personal accident (assault)
  • Employers’ Liability
  • Public Liability
  • Product Liability
  • Glass Breakage
  • All risks on machinery and/or apparatus
  • Deterioration of stock

Select Your Business Trade Below

Our Experience & Relationships

We have access to markets who cover over 1,000 trade types, including most types of manufacturers : from retailers to restaurants, from fish & chips shops to architects , from rendering contractors to partitioners, from designers to takeaways. Just use the trade selector on our quote form to type in or select your trade.

We have over 50 years collective experience and relationships with underwriting specialists which have the capacity and understanding of the industry to write and place any risk.

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What Insurance Does Your Business Need?

Having the correct insurance for your business will depend on your type of business and the particular risks it faces. Should you have a family run small business such as a florist or fish and chip shop you need the right cover in place for your business.

Retail insurance from Moneycornershop.com can include your public liability insurance in case someone makes a compensation claim against you. You can also cover your stock, insure your building, and add employers’ liability insurance to cover staff claims. It’s quick, quality cover in one simple policy.

If you have made improvements to your rented premises  such as air conditioning, lighting or specialised fittings it may be worth considering adding tenants improvements cover to your quotation.

Anything that you install yourself, such as air conditioning, lighting or specialised fittings, will not be covered under your landlord’s insurance policy. This means that if they’re damaged, by a fire or flood, for example, then you won’t be able to claim for them without having tenants improvements as part of your own insurance policy.

We offer excellent value and extensive cover, with stock insurance part of the package. Whether you’re a home-based business or high street retailer, our online retail insurance offers a tailored solution.

Moneycornershop.com is a proud member of the Purple Partnership – Who have been voted the Best Broker Network in the UK – 3 times in the last 4 years – Which means many insurers provide exclusive deals for us, with competitive pricing and enhanced policy cover.

Combined with the great service our team provides, you can see why people choose to let us arrange their insurance.

Tailored To Meet All The Risks Associated With The Day To Day Running Of Your Business.

We work closely with you to provide bespoke insurance & risk managements to suit your business, whatever your requirements.

It’s very important to make sure you understand what you need from your shop insurance. Use the check points below to get you thinking.

  • Check the policy documents for exclusions and excesses so you know exactly where you stand with your policy
  • Insure your stock at the cost price, not the retail price
  • Do you need buildings insurance? If you rent your premises, your landlord may take care of this already
  • Ensure that you are insured for your contents and and fixtures and fittings properly – fixtures and fittings cover (which is part of buildings insurance)

Do You Need To Speak To Someone?

We have a wealth of experience and a great team of friendly professionals – Why not click “Let’s Chat!” in the bottom right hand corner of your screen to connect to our insurance broker team?

Need more details? Or wish to speak to us?

Our team is waiting to hear from you today – 0330 043 0003

Want to hear more about your business cover options from our expert team. Just choose the cover you’re interested in and get some expert insight into how each option can help your business.

You can also check out our Knowledge Centre for further information about us.

Join Our Network Of Happy Customers

  • We value a happy customer and your experiences.
  • Let us stop talking and focus on delivering a better experience. Actions and experiences tell the real story.
  • So, lets begin and start your insurance quotation today!

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From a Single Shop to a National Chain - You can have the right
cover at the best premium today

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Why Join Moneycornershop.com?

  • Join a huge network of happy customers
  • Claims managed by individual insurers
  • Experienced business insurance experts
  • We can help you save on your business utilities
  • We can help you raise finance for your business