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Restaurant & Cafe Business Insurance

We understand that you may not have the time to be searching the internet or making dozens of calls to find the right restaurant insurance. That’s why we do it all for you. All you need to do is give us a call and let us know what you’d like your insurance policy to cover or protect and we’ll arrange it for you.

we have access to a wide range of specialist restaurant insurance providers who can tailor a policy to your exact needs. Let us know your specific requirements and we will do our best to arrange a policy that works for you.

Restaurants require a lot of hard work and investment to thrive. There always seems to be work to do even when the restaurant is closed ‒ whether that’s preparing for a busy day of covers, or cleaning the restaurant for the next day ahead. Finding the right insurance policy may not be at the very top of your to-do list but it is important to ensure an accident or claim doesn’t mean the end of your business.

Its tough work running and owning a restaurant, you open your doors to both customers and risks. If your restaurant serves alcohol that can also at times cause potential problems such as assaults on your staff from customers or theft of your valuable stock and contents. The threat of food poisoning cannot be underestimated for restaurants as the majority of your business is all about selling and serving food to your customers. Restaurant insurance from the Insurance Octopus is designed to protect your restaurant from these and many other potential risks. And while we cannot of course stop any of these unfortunate events from happening, we can help you find a business insurance policy via our panel of leading insurers that provides the right level of protection for your restaurant.

From a tiny city diner to a bustling village favourite, every restaurant needs good cover in place. No two plates are the same and there’s always room for slip-ups, so we think it helps to offer a range of key covers, all wrapped up in one policy, built using our simple online form. It’s quick, quality cover, minus the headache. Plus, an expert contact centre, ready to hear from you.

You May Need Cover For:

  • Money
  • Buildings
  • Personal Accident
  • Fixtures and fittings
  • Loss of Rent cover
  • Public and products liability of up to £5m
  • Employer’s liability of £10m
  • Business interruption
  • Personal accident
  • Deterioration of Stock
  • Goods In Transit
  • Legal Expenses

Protect Your Business


You Look After The Customers… & We Will Look After You

We will work with you so we can tailor cover to your specific requirements which means you only pay for cover that’s relevant to your business. We can ensure you are covered for employer, public and product liability (including food poisoning risks), any breakdown or damage to equipment including ovens and dishwashers for example, and loss of licence. What’s more, should the worst happen and your restaurant suffers an interruption in business stopping you from trading, our policy will provide cover for loss of income while you and the business return to normal.

Our team of experienced insurance advisers combine expert industry knowledge with the very highest levels of customer service, which means you can trust us to provide you with the right insurance cover for your business at competitive prices.

Moneycornershop.com is a proud member of the Purple Partnership – Who have been voted the Best Broker Network in the UK – 3 times in the last 4 years – Which means many insurers provide exclusive deals for us, with competitive pricing and enhanced policy cover.

When this is combined with the great service our team provides, you can see why people choose to let us arrange their insurance.

As a restaurant owner you’ll no doubt have many things on your plate so we appreciate that arranging your business insurance may not always be at the top of your mind. We believe that arranging your insurance should be quick and easy for restaurateurs; we compare quotes from a range of niche and leading insurers saving you both time and money

Get your extensive yet affordable cover
– Quotes Take Less Than 2 minutes –

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Our Experience & Relationships

We have over 50 years collective experience and relationships with underwriting specialists which have the capacity and understanding of the industry to write and place any risk.

We are proud to provide our customers with a panel of over 30 A-Rated Insurers to choose from for Commercial Property Policies.
Having a panel Global Insurers such as Allianz, Lloyds of London, Axa, Ageas, Liberty Mutual, Hiscox, NIG, QBE and RSA, means that we can provide you with the choice of covers and competitive premiums that you are after.

Tailored To Meet All The Risks Associated With The Day To Day Running Of Your Business.

We work closely with you to provide bespoke insurance & risk managements to suit your business, whatever your requirements.

It’s very important to make sure you understand what you need from your shop insurance. Use the check points below to get you thinking.

  • Check the policy documents for exclusions and excesses so you know exactly where you stand with your policy
  • Insure your stock at the cost price, not the retail price
  • Do you need buildings insurance? If you rent your premises, your landlord may take care of this already
  • Ensure that you are insured for your contents and and fixtures and fittings properly – fixtures and fittings cover (which is part of buildings insurance).

Do You Need To Speak To Someone?

We have a wealth of experience and a great team of friendly professionals – Why not click “Let’s Chat!” in the bottom right hand corner of your screen to connect to our insurance broker team? Need more details? Or wish to speak to us?

Our team is waiting to hear from you today – 0330 043 0003

Just choose the cover you’re interested in and get some expert insight into how each option can help your business.


Join Our Network Of Happy Customers

  • We value a happy customer and your experiences.
  • Let us stop talking and focus on delivering a better experience. Actions and experiences tell the real story.
  • So, lets begin and start your insurance quotation today!


From a Single Shop to A National Chain – You can have the right coverat the best premiums today

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Why Join Moneycornershop.com?

  • Join a huge network of happy customers
  • Claims managed by individual insurers
  • Instant online access to your documents
  • Experienced business insurance experts
  • We can help you save on your business utilities
  • We can help you raise Finance for your business