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Business Insurance For Tradesmen & Contractors

With major rail projects such as cross rail or HS2 we can source the best Rail Contractors insurance policies and cover for all Red Zone activities if required. As experts in this field we have access to a range of specialists Insurers and can find you a cost effective solution and excellent support. Our aim is to find you the best possible price, giving you the peace of mind you need whilst out on site.
As experts in this field we have access to a range of specialists Insurers and can find you a cost effective solution and excellent support. Our aim is to find you the best possible price, giving you the peace of mind you need whilst out on site.

Design & Build Your Policy

Rail Contractors Insurance from an insurer’s perspective comes with a higher level of risk compared to usual engineering and construction because of the large consequences attached to railway disasters.
Our Lloyds of London underwriters understand the risks associated with working in this industry as a result of their many years experience.
Whether you are a desk top consultant or work on site in red or green zones our underwriters are familiar with the risks you face.
The specialist covers for rail contractors that we can provide include:

  • Rail Contractors Public Liability and Employers Liability
  • Rail Contractors Contract Works/Contractors All Risks Insurance
  • Professional Indemnity Insurance
  • Legal Expenses Insurance

Yes we offer up to £10 million of cover.

The cover options we can provide can be varied and as comprehensive as you require. Rail Contractors Insurance covers can be purchased individually or packaged together to provide you with a tailored insurance portfolio to best suit your needs and demands. The main covers we would generally recommend include:

Don’t Be a Tool: Protect Your Tools

You can also cover your tools in case they’re stolen or damaged by buying tools insurance, and you can add buildings insurance if you have a business premises. Don’t forget that employers’ liability insurance is usually a must-have if you’ve got any employees. Add buildings insurance if you have a business premises. Don’t forget that employers’ liability insurance is usually a must-have if you’ve got any employees.

Our Experience & Relationships

Moneycornershop.com is a proud member of the Purple Partnership – Who have been voted the Best Broker Network in the UK – 3 times in the last 4 years – Which means many insurers provide exclusive deals for us, with competitive pricing and enhanced policy cover. Moneycornershop.com has been working with small-and medium-sized enterprises all across the UK, so we understand that each individual business has its own unique risks and challenges.

Our knowledgeable customer service team has the skills and expertise to put together a flexible policy that fits your specific requirements, and has the ability to develop and grow along with your business. When this is combined with the great service our team provides, you can see why people choose to let us arrange their insurance.

We have over 50 years collective experience and relationships with underwriting specialists which have the capacity and understanding of the industry to write and place any risk.

Our Team of Experts Await Your Call Or Contact –

If you have a policy already have it to hand so we can run details through or better still send it across to us today!

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What Insurance Does Your Business Need?

The insurance you need will depend on your specific type of business and the individual risks it faces, but these are popular covers for tradesmen:

  • Employers Liability: If you have employees, contractors, casual workers or temporary staff, you’re usually required by law to take out employers’ liability insurance. It’ll cover claims from employees who’ve been injured or become seriously ill as a result of working for you.
  • As with any type of insurance, the cost of premiums may vary quite widely from one insurer to another. Here, our aim is to help you obtain the insurance cover you need at a competitive rate that represents good value for money.
  • The price of premiums is influenced by a number of factors, including:
  • The number of people you employ
  • The particular nature of your business
  • Your past insurance claims history

To comply with the law, employers’ liability insurance needs to cover:

  • Every permanent employee
  • Seasonal, casual and contract employees
  • Labour-only subcontractors
  • Trainees and employees who are on apprenticeships

IF YOU ARE WORKING IN OR NEAR RED ZONES MAKE THIS VERY CLEAR.

Tradesman public liability insurance

Public liability insurance usually comes up first when it comes to tradesmen insurance, this cover can protect you if you’re sued because someone is injured or their property is damaged.

Moneycornershop.com has the capacity to offer between £1 million and £25 million in cover, to protect you against legal fees and compensation costs.

You can include business buildings cover to protect your business premises, including fixtures and fittings.

  • You can also include plant and machinery insurance, which can provide protection for plant and machinery, whether you own it or hire it.
  • Contract works insurance can cover the cost of repairing or redoing work on a construction site if it’s damaged or destroyed by an insured event – like fire, flood, storm, vandalism or theft – while it’s in progress.
  • Personal accident insurance covers you against serious injury, or even death – paying out for the likes of lost income and medical costs.
  • You can include business buildings cover to protect your business premises, including fixtures and fittings.
  • Business equipment insurance to cover your business contents and office equipment.

What Type Of Contractors Are You?

We provide tailored insurance for most types of tradespeople, such as:

  • Plant Operators
  • Vegetation Clearance (railways)
  • Piling Contractors
  • Hauliers
  • Drilling Contractors

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Why Join Moneycornershop.com?

  • Join a huge network of Happy Customers
  • Vast knowledge of the insurance markets
  • Access to special markets
  • Experienced  insurance consultants
  • Handle all your business products under one roof
  • Dedicated account manager
  • We treat customers fairly