A funeral plan helps you to plan and pay for your funeral in advance. It helps to lessen the financial weight of a funeral and reduces the stress and worry for your loved ones.
Organising a funeral at an already difficult time can be both emotionally and financially challenging.
In 2020, the average cost of a funeral is around £4,417. This is projected to rise to year on year. By taking out a funeral plan, you can ensure that some of these costs are covered in advance, so your loved ones are not left with the burden.
Exactly how much of your costs are covered depends on which plan provider you choose, but most providers guarantee to cover the funeral directors’ costs for arranging and conducting the funeral. This means you can ‘lock in’ these costs at today’s prices, meaning the sooner you take out a funeral plan, the more money you are likely to save.
There are also additional costs associated with a funeral, such as cremation or burial fees. Different plan providers treat them in various ways.
Planning ahead also helps save your friends and family additional worry when you die. A funeral presents a large amount of money for your loved ones to find when you’re gone. With a prepaid funeral plan, you can rest assured knowing that you are helping to reduce the financial burden on your loved ones.
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