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Business Insurance For Office & Surgeries

Offices and surgeries come with unique insurance risks, some you may not have considered. Making sure you have the correct insurance for your office or surgery can be tough and it’s easy to spend a lot of time and money on insurance that doesn’t give you the protection you expect.

At Moneycornershop.com, we can make insuring your business easy by providing you with a simple but flexible Office or Surgery Insurance package that is tailored to you. Cover can include liability insurance, business contents, property damage, loss of income and more, with popular extras like computer breakdown and portable equipment cover also available. We’ll work with you find your ideal package, ensuring your place of work has the cover it needs and enabling you to run your business in confidence.

We all know that accidents happen,
Lets get peace of mind that your are covered correctly and competitively going forward.

Customise Your Policy

Your office, surgery, or practice depends on systems, equipment and operational coherence to keep it running smoothly from day to day.
A specialist Office & Surgery Insurance package could help stop problems with these elements impacting your ability to operate. Our independent advisers will look for an ideal policy, making you aware of any significant features or exclusions. We’ll also be on hand if you need to claim.
Cover can include:

  • Buildings
  • Business contents
  • Computer and medical equipment
  • Public and products liability
  • Employers’ liability

Our Experience & Relationships

Moneycornershop.com is a proud member of the Purple Partnership – Who have been voted the Best Broker Network in the UK – 3 times in the last 4 years – Which means many insurers provide exclusive deals for us, with competitive pricing and enhanced policy cover. Moneycornershop.com has been working with small-and medium-sized enterprises all across the UK, so we understand that each individual business has its own unique risks and challenges. Our knowledgeable customer service team has the skills and expertise to put together a flexible policy that fits your specific requirements, and has the ability to develop and grow along with your business. When this is combined with the great service our team provides, you can see why people choose to let us arrange their insurance. We have over 50 years collective experience and relationships with underwriting specialists which have the capacity and understanding of the industry to write and place any risk.

Its Important To Know How Employers Liability Works

The insurance you need will depend on your specific type of business and the individual risks it faces, but these are popular covers for Office & surgeries:

  • Employers Liability: If you have employees, contractors, casual workers or temporary staff, you’re usually required by law to take out employers’ liability insurance. It’ll cover claims from employees who’ve been injured or become seriously ill as a result of working for you.
  • As with any type of insurance, the cost of premiums may vary quite widely from one insurer to another. Here, our aim is to help you obtain the insurance cover you need at a competitive rate that represents good value for money.
  • The price of premiums is influenced by a number of factors, including:
  • The number of people you employ
  • The particular nature of your business
  • Your past insurance claims history

To comply with the law, employers’ liability insurance needs to cover:

  • Every permanent employee
  • Seasonal, casual and contract employees
  • Labour-only subcontractors
  • Trainees and employees who are on apprenticeships

Office & Surgeries Insurance

Public liability insurance, This cover can protect you if you’re sued because someone is injured or their property is damaged.
Moneycornershop.com has the capacity to offer between £1 million and £25 million in cover, to protect you against legal fees and compensation costs.

You can include business buildings cover to protect your business premises, including fixtures and fittings.

  • Personal accident insurance covers you against serious injury, or even death – paying out for the likes of lost income and medical costs.
  • You can include business buildings cover to protect your business premises, including fixtures and fittings.
  • Business equipment insurance to cover your business contents and office equipment.
  • Business legal protection insurance can cover your commercial legal expenses and the cost of legal action.
  • Professional Indemnity / Medical Malpractice /Treatment Cover – Cover for Healthcare Professionals

If you need more details? Just choose the cover you’re interested in and get some expert insight into how each option can help your business.