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Leisure Property Business Insurance

We understand that the leisure and hospitality industry has unique insurance challenges, especially as there is continued contact with members of the public. This brings the sector additional potential exposures, and so risk management can play an integral role in making sure that services are delivered in such a way to minimise any liability. Aston Lark offers bespoke insurance solutions that are crafted to cover your activities, some of our existing clients fall into the following categories:

  • Restaurants
  • Pubs (both local independent and national chains)
  • Professional Sports Clubs
  • Cafes
  • Breweries
  • Hotels

You Are Proud Of Your Business – Why Not Protect It?

Letting commercial properties requires dedication, excellent people-skills and more often than not a considerable financial investment. However, we can assist all sectors of Leisure and Hospitality, so feel free to give us a call to discuss your requirements.
Our brokers can provide all aspects of cover including;

  • Assets
  • Business Interruption
  • Stock in transit
  • Liabilities
  • Loss of licence
  • legal Expenses
  • Commercial Motor Fleet

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More About Our
Property Insurance Product

Compare Property Policies From Our Panel Of Insurers

When you own valuable assets it’s crucial that you protect them. Buildings are no exception. You need insurance to protect against the unexpected. As a commercial landlord your tenants rely on the use of your premises to run their business. Here at Moneycornershop.com we work with some of the biggest and most reputable insurance providers in the world to help our commercial landlord customers ensure their properties and investments are protected. We are proud to provide our customers with a panel of over 30 A-Rated Insurers to choose from for business insurance policies. Having a panel Global Insurers such as Allianz, Lloyds of London, Axa, Ageas, Liberty Mutual, Hiscox, NIG, QBE and RSA, means that we can provide you with the choice of covers and competitive premiums that you are after

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What Do You Really Need To Consider?

Whether you’re looking to protect the bricks and mortar or have belongings inside that need covering as well, your landlord insurance policy can be tailored to your requirements so you only pay for the cover you need. As part of your commercial landlord insurance you should also think about insurance for any contents in communal areas. You never know what’s around the corner so you need to make sure your property is protected against the unexpected.

Property Owner’s Liability

Property owners’ liability insurance provides financial protection against large compensation claims if someone is injured at your premises as a result of your negligence. Accidents happen when you least expect, and this cover can protect you against accidental damage to third party property too. For instance, if a roof tile fell and landed on a car below, you could be liable to cover the costs. Taking out property owners’ liability cover as part of your commercial landlord insurance policy can cover your liability if something goes wrong. Employers’ liability cover should also be considered if you employ anyone to maintain the building or grounds for you.

Loss of rent insurance for your commercial property

Loss of rent cover is an important part of your insurance that can protect your income in the event of damage at your commercial property which may result from an insured event. This means that if you have a fire or flood that renders the building uninhabitable, loss of rent cover can continue to pay you rental income while the building is reinstated meaning you shouldn’t be out of pocket.

 

What Is Included In A Property Policy?

  • Landlords Contents
  • Alternative Accommodation
  • All Risks Building Cover
  • Legal Expenses and Business Interruption
  • Cover against fire, floods, and weather damage
  • Equipment, technology failure, water, electrics and heating
  • Covers costs from theft, such as contents and damages
  • Cover loss of rent/lost income due to damage or repair.
  • Employers and Public Liability (if needed)

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