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Business Insurance For Joiners & Carpenters

We can help you whether you are a self employed carpenter or a large joinery contractors, we realise that you face a particular set of challenges and risks. Both one-man-bands and construction companies need correct business insurance policies to back them up if something goes wrong. We all know that accidents happen,
Lets get peace of mind that your are covered correctly and competitively going forward.

Quick Note – Although carpenters’ Public Liability insurance may not be a legal requirement, it makes sound business sense to have it. This provides protection for you and your business against claims that may arise from a member of the public for injury or loss suffered as a result of your actions or your employees. If you don’t have Public Liability insurance, you will have to cover the costs of any damages out of your own pocket – Unless you get Public Liability cover!

Design & Build Your Policy

When you’re putting together your trade or construction insurance policy, your core cover is going to be public liability insurance. It covers you if anyone claims compensation from your business because they’ve been injured or their property’s been damaged. For example if you leave your tools out while you’re working at a customer’s house and they trip over them and suffer an injury, or if you’re working on site and accidentally drop a brick that damages a car parked below, you could face a compensation claim. In these scenarios your public liability insurance could pay the legal fees and compensation costs, up to the limit of your policy. We offer up to £10 million of cover.
You can also cover your tools in case they’re stolen or damaged by buying tools insurance, and you can add buildings insurance if you have a business premises. Don’t forget that employers’ liability insurance is usually a must-have if you’ve got any employees.

Our Experience & Relationships

We cover over 1,000 trade types, including most types of tradesmen: from self employed tradesmen to joinery contractors, from restoration contractors to specialist bespoke carpenters & joiners, point of sale furniture manufacturers to shuttering carpenters. Just use the trade selector on our quote form to type in or select your trade.

We have over 50 years collective experience and relationships with Construction underwriting specialists which have the capacity and understanding of the industry to write and place any construction risk.

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What Insurance Does Your Business Need?

The insurance you need will depend on your specific type of business and the individual risks it faces, but these are popular covers for tradesmen:

Working as a carpenter, you know that while your work can be incredibly rewarding, it can also be risky. Whether you work as a one man band or you have a carpentry business and employ staff of your own, you want to protect what you’ve built, with insurance you can trust. Public liability insurance is that it acts as the foundation of your entire carpenter’s or joiner’s insurance policy. It covers injury to third parties and damage to their property, and can be applied to both clients and members of the public. Covering incidents such as a client tripping over a power tool cable or accidental damage to a member of the public’s vehicle, it’s the all-round cover for protecting your business.

Don’t Be A Tool: Protect Your Tools & Equipment

Next up is tools and equipment cover. As someone who works with power tools on a regular basis, it’s definitely worth considering tools and equipment insurance as part of your policy. Since power tools are so expensive and difficult to replace, this insurance covers any tools and equipment you use for your business from theft or damage – which is all the more important in an age of rising tool theft.

Employer’s Liability Insurance

This is a must for anybody who employs staff. A legal requirement, it covers any injury to your employees while they are working on a job for you, and protects your business against claims made by your employees for their injury.

Personal Accident & Sickness Insurance

One of the most important covers worth giving consideration to is accident insurance.Offers a weekly cash benefit if you’re rendered unable to work on a temporary basis, as well as a lump-sum payment if you’re unable to work on a permanent basis following an accident. This allows you to keep paying the bills, even if the worst should happen to you.

Moneycornershop.com has the capacity to offer between £1 million and £25 million in cover to protect you against legal fees and compensation costs.

You can include business buildings cover to protect your business premises, including fixtures and fittings.

  • You can also include plant and machinery insurance, which can provide protection for plant and machinery, whether you own it or hire it.
  • Contract works insurance can cover the cost of repairing or redoing work on a construction site if it’s damaged or destroyed by an insured event – like fire, flood, storm, vandalism or theft – while it’s in progress.
  • Personal accident insurance covers you against serious injury, or even death – paying out for the likes of lost income and medical costs.
  • You can include business buildings cover to protect your business premises, including fixtures and fittings.
  • Business equipment insurance to cover your business contents and office equipment.

Need more details? Hear more about your business cover options from our expert team.

What Type Of Tradesman Are You?

  • Carpenters & Joiners,
  • point of sale furniture manufacturers
  • shuttering carpenters
  • Carpenter insurance
  • Electrician insurance

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Why Join Moneycornershop.com?

  • Join a huge network of happy customers
  • Claims managed by individual insurers
  • Experienced business insurance experts
  • We can help you save on your business utilities
  • We can help you raise Finance for your business
  • Great service every time