As a roofer, insurance should be at the top of your agenda. You run a potentially dangerous business – that could involve employees falling from rooftops, or tools dropping onto members of the public from a great height. So it’s good practice to ensure that you, your employees, your customers and their properties are properly protected should something go wrong.
There are various types of roofer insurance for you to consider – some of which you must have by law, and others that are optional. Moneycornershop.com can help you search through the most suitable roofer insurance quotes, and may be able to save you money on your premiums too.
When you’re putting together your trade or construction insurance policy, your core cover is going to be public liability insurance. It covers you if anyone claims compensation from your business because they’ve been injured or their property’s been damaged. For example if you leave your tools out while you’re working at a customer’s house and they trip over them and suffer an injury, or if you’re working on site and accidentally drop a brick that damages a car parked below, you could face a compensation claim. In these scenarios your public liability insurance could pay the legal fees and compensation costs, up to the limit of your policy. We offer up to £10 million of cover.
You can also cover your tools in case they’re stolen or damaged by buying tools insurance, and you can add buildings insurance if you have a business premises. Don’t forget that employers’ liability insurance is usually a must-have if you’ve got any employees.
We cover over 1,000 trade types, including most types of roofing contractors: whether it’s cold roofing, slating, guttering or hot work, just use the trade selector on our quote form to type in or select your trade. We have over 50 years collective experience and relationships with Construction underwriting specialists which have the capacity and understanding of the industry to write and place any construction risk.
The insurance you need will depend on your specific type of business and the individual risks it faces, but these are popular covers for tradesmen:
To comply with the law, employers’ liability insurance needs to cover:
It is important to note, however, that the law extends not only to those in full-time, paid employment, but also temporary staff, people on work placements and students. Volunteers,
Need an employers’ liability insurance quote? Then please contact us today – we will be only pleased to help!
Public liability insurance usually comes up first when it comes to tradesmen insurance, this cover can protect you if you’re sued because someone is injured or their property is damaged.
Moneycornershop.com has the capacity to offer between £1 million and £25 million in cover, to protect you against legal fees and compensation costs.
You can include business buildings cover to protect your business premises, including fixtures and fittings.
Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.
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