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Business Insurance For Fish & Chip Shops

Fish and chips are the most traditional aspect of British cuisine, providing fast flavoursome food to feed the nation. However, there’s a range of risks associated with running a fish and chip shop that could make you vulnerable to financial loss. We help our clients arrange comprehensive fish and chip shop insurance to offer protection for your livelihood.

Design & Build Your Policy

Cover for property damage is a fundamental part of your business insurance. Fire is a major hazard, so protecting your assets should be a priority, cover to protect your contents, equipment and stock against a number of perils, including not only fire, but flood, theft , storm damage, subsidence and much more. You should also consider cover to protect your buildings. Are you having Professional Cleaning contractors cleaning the ducting and vents for your business annually?

Your customers come back to you for your fast and friendly service, as well as the quality of your products. Our clients come back to us for the same reasons. We provide a modern forward thinking approach to business insurance which makes protecting your business simple and hassle free.

Our Experience & Relationships

We have over 50 years collective experience and relationships with Construction underwriting specialists which have the capacity and understanding of the industry to write and place any construction risk. Moneycornershop.com is a proud member of the Purple Partnership – Who have been voted the Best Broker Network in the UK – 3 times in the last 4 years, Which means many insurers provide exclusive deals for us, with competitive pricing and enhanced policy cover.

Moneycornershop.com has been working with small-and medium-sized enterprises all across the UK, so we understand that each individual business has its own unique risks and challenges. Our knowledgeable customer service team has the skills and expertise to put together a flexible policy that fits your specific requirements, and has the ability to develop and grow along with your business.

When this is combined with the great service our team provides, you can see why people choose to let us arrange their insurance.

From Fat Burns To Fires, Freezers To Fryers

Your business insurance can be tailored to cover a number of unforeseen events that could jeopardise the future of your business. All these covers can be built into your insurance policy to give you peace of mind and let you focus on running your business. We’re dedicated to finding you the right fish and chip shop insurance, and will support you and your business throughout the lifetime of your policy.

  • Employers Liability: If you have employees, contractors, casual workers or temporary staff, you’re usually required by law to take out employers’ liability insurance. It’ll cover claims from employees who’ve been injured or become seriously ill as a result of working for you.
  • As with any type of insurance, the cost of premiums may vary quite widely from one insurer to another.
    Here, our aim is to help you obtain the insurance cover you need at a competitive rate that represents good value for money.
  • The price of premiums is influenced by a number of factors, including:
  • The number of people you employ
  • The particular nature of your business
  • Your past insurance claims history

To comply with the law, employers’ liability insurance needs to cover:

  • Every permanent employee
  • Seasonal, casual and contract employees
  • Labour-only subcontractors
  • Trainees and employees who are on apprenticeships

In short, it is important for any small business to examine very carefully whether employers’ liability insurance is required, and if so, that the relevant level of cover is arranged to cover those in paid or voluntary employment in the business.

Fish & Chip Shop Insurance

Liability insurance can protect you against claims from third parties for accidental injury or accidental damage to their property. For instance, if you had a fire at your premises that spread to neighbouring buildings, public liability cover would cover your liability for restoring that building as well as yours. Public liability insurance can also protect you if you unfortunately gave someone food poisoning.
Employers’ liability insurance as part of your cover can safeguard your liability should your employees have an accident at work. If an employee burnt themselves at work, you may be liable to pay compensation awards. Your fish and chip shop insurance can cover this eventuality by including employers’ liability.

You can include business buildings cover to protect your business premises, including fixtures and fittings.

  • Personal accident insurance covers you against serious injury, or even death – paying out for the likes of lost income and medical costs.
  • You can include business buildings cover to protect your business premises, including fixtures and fittings.
  • Business equipment insurance to cover your business contents & office equipment.
  • Business legal protection insurance can cover your commercial legal expenses and the cost of legal action.

Need more details? Hear more about your business cover options from our expert team. Just choose the cover you’re interested in and get some expert insight into how each option can help your business.

We Will Be Pleased To Help!​