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Combined Liability Business Insurance

Tailored to meet all the risks associated with the day to day running of your business. As a construction professional, you face serious risks every day. A lot can go wrong at a job site even with safety precautions and protections in place, especially with the following activities:

  • Fire Alarm Contractors
  • Fire Sprinkler Systems Contractors
  • Smoke Alarm Installers
  • Portable & Fixed Extinguisher Installers
  • Emergency Lighting
  • Passive Fire Protection

At Moneycornershop.com, we understand the dangers inherent to your profession. We have worked with local general contractors and national construction companies to lower the total cost of risks and resolve catastrophic construction claims. Our talented team of industry underwriters specialise in the complex risks of construction, allowing them to keep your team safe and your business secure.

All businesses that work with building construction, heavy construction contractors, and speciality trade contractors can benefit from carrying construction insurance.

Design & Build Your Policy

Combined liability is designed specifically to address the following covers into one policy

  • Employers’ Liability
  • Public Liability
  • Product Liability
  • Legal Expenses

Our Experience & Relationships

We cover over 1,000 trade types, including most types of fire protection contractors to fire suppression contractors, from mechanical engineers to electrical alarm contractors. Just use the trade selector on our quote form to type in or select your trade.

We have over 50 years collective experience and relationships with Construction underwriting specialists which have the capacity and understanding of the industry to write and place any construction risk.

Moneycornershop.com has extensive experience with the fire protection industry, and we are passionate about keeping workers safe and businesses profitable. It is in your best interest to protect your construction contracting business from work site accidents.




Keeping You Protected At All Times

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Bespoke Cover For A Wide Range Of Businesses

The flexibility of our combined liability insurance allows us to create a bespoke cover for a variety of business types.

Tradesman Public Liability Insurance

Public liability insurance usually comes up first when it comes to tradesmen insurance, this cover can protect you if you’re sued because someone is injured or their property is damaged.

Money Corner Shop has the capacity to offer between £1 million and £25 million in cover, to protect you against legal fees and compensation costs.

What Insurance Does Your Business Need?

The insurance you need will depend on your specific type of business and the individual risks it faces, but these are popular covers for tradesmen:

  • Employers Liability: If you have employees, contractors, casual workers or temporary staff, you’re usually required by law to take out employers’ liability insurance. It’ll cover claims from employees who’ve been injured or become seriously ill as a result of working for you.
  • As with any type of insurance, the cost of premiums may vary quite widely from one insurer to another. Here, our aim is to help you obtain the insurance cover you need at a competitive rate that represents good value for money.
  • The price of premiums is influenced by a number of factors, including:
  • The number of people you employ
  • The particular nature of your business
  • Your past insurance claims history

To comply with the law, employers’ liability insurance needs to cover:

  • Every permanent employee
  • Seasonal, casual and contract employees
  • Labour-only subcontractors
  • Trainees and employees who are on apprenticeships

It is important to note, however, that the law extends not only to those in full-time, paid employment, but also temporary staff, people on work placements and students. Volunteers, advisers, referees and marshals (at sporting events) are also included within the provisions of the Act.


Risk Management & Discounts

Managing and reducing your business risk,
We can help you lower your premium. Your insurer will provide you with endorsements and conditions to your policy, which outline required safety measures. Ensuring that your company follows them will not only help in reducing the chance of accidents but also support a potential claim. Our team of experts can help you find ways to mitigate risk and negotiate discounts on your behalf.

Do You Need To Speak To Someone?

We have a wealth of experience Need more details? Hear more about your business cover options from our expert team. Just choose the cover you’re interested in and get some expert insight into how each option can help your business.

Our team of experts are waiting to hear from you call us today on 0330 043 0003 Or start your quote today!

Get Your Extensive Yet Affordable Cover Today

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