As a construction professional, you face serious risks every day. A lot can go wrong at a job site even with safety precautions and protections in place.
At Moneycornershop, we understand the dangers inherent to your profession. Our panel of insurers have worked with local general contractors and national construction companies to lower the total cost of risks and resolve catastrophic construction claims. Our talented team of industry underwriters specialise in the complex risks of construction, allowing them to keep your team safe and your business secure.
All businesses that work with building construction, heavy construction contractors, and speciality trade contractors can benefit from carrying construction insurance.
POLICY SECTIONS TO CHOOSE FROM
Should you require other cover types of cover then please speak to our team of experts, we are always willing to help.
We cover over 1,000 trade types, including most types of manufacturers : from stonemasons to dry-liners, from rendering contractors to partitioners, from ductwork installers to shuttering carpenters. Just use the trade selector on our quote form to type in or select your trade.
We have over 50 years collective experience and relationships with Construction underwriting specialists which have the capacity and understanding of the industry to write and place any construction risk. Moneycornershop.com has extensive experience with the construction industry, Some of our team have underwriting this type of insurance for over 10 years. We are passionate about keeping workers safe and businesses profitable. It is in your best interest to protect your construction contracting business from work site accidents.
TAILOR MADE TO YOUR COMPANY NEEDS
The flexibility of our contractors combined insurance allows us to create a bespoke cover for a variety of business types, including but not limited to;
Builders, Ground-workers, Civil Engineers, Damp proofing contractors, Electricians, Fire & Security Contractors to Structural Steel Erectors and this is only a snippet of who we have placed cover for competitively in the past.
As mentioned, a Contractors Combined policy will cover you for specifics of what your company does. If you’re a Property Developer, this type of insurance is definitely worth exploring. Below are the key points why a Contractors Combined Policy is so key for you.
Bona-Fide subcontractors- these are typically external companies that work for you on a project such as an external plumber on a new build. However, there are many different ways to distinguish whether a company/sole trader is “Bona-Fide”. At Construction Insure our brokers will help you differentiate your labour-only subcontractors from your bona-fide ones, making sure your company is never left exposed.
Managing and reducing your business risk,
We can help you lower your premium. Your insurer will provide you with endorsements and conditions to your policy, which outline required safety measures. Ensuring that your company follows them will not only help in reducing the chance of accidents but also support a potential claim. Our team of experts can help you find ways to mitigate risk and negotiate discounts on your behalf.
We have a wealth of experience Need more details? Hear more about your business cover options from our expert team. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.
Contractors All Risk: This will cover you for loss or damage to building works while your company is responsible for them. For example, if your company is responsible for installing a dormer and accidentally burns it down during construction. This is not a third party’s property nor is it part of the existing structure, therefore you will need this insurance to cover the cost. Contractors All Risk will also insure your construction projects (both permanent and temporary), as well as all materials you’re using on the project.
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