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Combined liability insurance consists of a combination of Public Liability, Product Liability and Employers Liability cover.

We are able to offer combined liability insurance protection at competitive prices, backed by expert service, including the vital area of claims.

Every business should have adequate protection against these liabilities, and we have specialists in this area who can quote you for your business.

Policy features can include:

  • Employers’ Liability Insurance is compulsory for employers, and trade associations may require Public Liability Insurance. It hould be taken out by any company that deals directly with the public or works away from home at other premises.
  • Enables companies to meet the cost of compensation or legal fees with regards to employee or public claims. In case of things going wrong, your business could be affected both in reputation and financially.
  • One managed policy.

Combined liability insurance policy features can include:

  • Public Liability – covering the insured against all legal liability for death or injury to members of the public or loss of or damage to their property in connection with the business. Many trade associations require this insurance as a condition of membership.
  • Product Liability – this protects the insured against financial loss when damage or injury is caused by the use of their product.
  • Employers’ Liability –covering employers for any sum which they may be liable to pay to any employee injured or diseased in the course of their employment and during working hours, also whilst working temporarily abroad. Compulsory for any UK employer under the terms of the Employers’ Liability (Compulsory Insurance) Act 1969.

Understanding Your Business Needs

Learn More About What Business Insurance You Require

We fully understand the needs of organisations connected with the Groundworkers and Civil Engineering trades including those involved in the following areas: Concrete Placing, Directional Drilling, Formwork, Haulage, Muck Away, Paving, Piling, Plant Hire, Reinforced Concrete, Road Construction, Shuttering, Site Clearance, Steel Fixing, Surfacing, Tarmacing, Underpinning, Utilities and other associated trades.

There are difficulties generally with the placement of liability insurances and these are more pronounced for organisations in the contracting and engineering industries, especially those involved in high risk activities such as work at Height, work at extreme Depth, work with Heat, work in connection with Asbestos or work at High Risk locations.

As a result in many cases premiums are increased considerably or in extreme cases, insurance is not available. However, with our established and substantial connections with Insurance Companies and Underwriters in London, we have developed unique and special arrangements whereby insurances are arranged for liability and other covers on competitive and realistic terms.


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Moneycornershop.com has years of experience of arranging insurances for construction, contracting and engineering trades and those in particular involved in high risk activities or work at hazardous locations.

Generally with the placement of liability insurances in high risk activities or work at high risk locations, such as Airports, Oil, Gas, or Petro Storage Depots, Towers, Steeples, Chemical Works, Bridges, Chimney Shafts, Blast Furnaces, Viaducts, Mines, Quarries, Tunneling, Dams, Reservoirs, Docks, Harbours, Piers, Wharfs, Jetties, Ships and Railways, Your company will benefit from having a broker like Moneycornershop.com that can manage to place business in these areas. With our established and substantial connections with Insurance Companies and Underwriters in London, we have developed unique and special arrangements whereby insurances are arranged for liability and other covers at competitive and realistic terms.

​Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business.

What Type Of Tradesman Are You?

We provide tailored insurance for most types of tradespeople, such as:

  • Builder insurance
  • Carpenter insurance
  • Electrician insurance
  • Plumber insurance

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EMPLOYERS LIABILITY &
PUBLIC / PRODUCTS LIABILITY

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Why Moneycornershop?

Why Join Moneycornershop.com

  • Join a huge network of happy customers
  • Claims managed by individual insurers
  • Experienced business insurance brokers
  • We can help you save on your business utilities
  • We can help you raise finance for your business