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Contract Cleaners Business Insurance

We understand the needs of organisations connected with the cleaning industry and are able to arrange appropriate cover at realistic and competitive premiums. Whatever type of cleaning you or your client specialise in, we have the right policy for you.

We have insurers on our panel that are corporate members of the National Carpet Cleaners Association (NCCA). who over the years have adapted our scheme to encompass a package of specific insurance arrangements. Designed by dedicated teams of insurance professionals to offer you arguably the widest cover available in the UK insurance market.

We’ve listed below a checklist of questions you may want to ask yourself before proceeding to purchase Cleaning Contracting insurance:

You may need cover for:

  • Treatment Risks
  • Security of Customers Premises
  • Damage to Customers’ Property Taken Off Site For Cleaning
  • Damage to Property Being Worked Upon
  • Loss of or Damage to Employees Clothing And Their Personal Effects
  • Accidental Destruction of Goods
  • Financial Loss
  • Fidelity Guarantee
  • Misuse of Customers Telephones
  • Loss of Customer’s Keys Including Consequential Loss Following Loss of Keys

Our panel of insurers have specialist tailor-made combined policies available for the Cleaning Contractors and associated trades.

Our Panel of Insurers provide combined policies where cover can be adapted to meet individual requirements.

Cleaning Contractors face a wide array of risks, hazardous locations and hazardous activities. We have experienced team ready to place your business no matter what type of cleaning contractors you are:

What Type Of Cleaning Contractor Are You – We Can Help Cover for

  • Shop Cleaning Insurance
  • Office Cleaning Insurance
  • Builders Cleaning Insurance
  • End of Tenancy Cleaning Insurance
  • School Cleaning Insurance
  • Window Cleaning Insurance
  • Conservatory Cleaning Insurance
  • Gutter & Fascia Cleaning Insurance
  • Communal Cleaning Insurance
  • General Cleaning Insurance
  • Domestic Cleaning Insurance
  • Machinery Cleaning

Other Covers You May Need To Consider

Many policies now offer the option to include further cover such as tools insurance, business equipment, personal accident insurance and legal expenses insurance.

Cover for Commercial, Residential,
& Industrial Cleaners

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Don’t Let Your Business Go Down The Drain What Insurance Does Your Business Need?

Having the correct insurance for your business will depend on your type of business and the particular risks it faces. Should you have a family run small business such as a or large cleaning contracting firm you will need the right cover in place for your business.

The limit of indemnity is the maximum amount the insurer will pay our for a single claim, or in some cases the maximum amount they will pay out in a year. This limit is set by you based upon your requirements. Common limits under these policies are £1M, £2M £5M and £10M although other limits are available for cleaning contractors .

Choosing this limit you will need to decide how much cover you think you will require and this may depend on the type of work you undertake, but more commonly these days, the contractual requirements you work under such as requests for a certain limit from local authorities etc.. For employers liability, the statutory minimum is £5M although in practice policies are not issued with a limit of less than £10M, again higher limits are available upon request,

What Is The Excess On A Cleaning Contractor Liability Policy?

The policy excess is an amount of money that you are responsible for in respect of each and every claim that occurs under your policy. You will generally find a policy excess applies to property damage claims under the public liability insurance and this is commonly £250 or £500. There is no policy excess in respect of claims for personal injury under either the public or employers liability insurance policies.

How Much Does Liability Insurance For A Cleaning Contractor Cost?

The cost for liability insurance for cleaning contractors is, as with all insurance, based upon the risk information received by the underwriter. These days liability insurance tends to be less costly than in recent years, but unusual factors such as work in hazardous locations will affect the premium you pay along with the number of people engaged in the business and whether you have previously had claims made against you.

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Our Experience & Relationships

Money Corner Shop is a proud member of the Purple Partnership – Who have been voted the Best Broker Network in the UK – 3 times in the last 4 years – Which means many insurers provide exclusive deals for us, with competitive pricing and enhanced policy cover.

When this is combined with the great service our team provides, you can see why people choose to let us arrange their insurance.

We have access to markets who cover over 1,000 trade types, including most types of cleaning contractors: from window cleaning insurance and commercial cleaning to machine cleaning contractors and domestic cleaning insurance. Just use the trade selector on our quote form to type in or select your trade.

We have over 50 years collective experience and relationships with underwriting specialists which have the capacity and understanding of the industry to write and place any risk.

Tailored To Meet All The Risks Associated With The Day To Day Running Of Your Business.

We work closely with you to provide bespoke insurance & risk managements to suit your business, whatever your requirements.

It’s very important to make sure you understand what you need from your business insurance. Use the check points below to get you thinking.

  • Check the policy documents for exclusions and excesses so you know exactly where you stand with your policy
  • Does the business description on your policy fully describe the activities of your business
  • Do you need to cover office or buildings insurance? If you rent your premises, your landlord may take care of this already
  • If you have an Office policy have you included any Business Interruption Cover ?

Do You Need To Speak To Someone?

We have a wealth of experience and a great team of friendly professionals – Why not click “Let’s Chat!” in the bottom right hand corner of your screen to connect to our insurance broker team?

Need more details? Or wish to speak to us? Our team is waiting to hear from you today – 0330 043 0003

Want to hear more about your business cover options from our expert team. Just choose the cover you’re interested in and get some expert insight into how each option can help your business.

You can also check out our Knowledge Hub for further information about us.

Join our Network of Happy Customers

  • We value a happy customer and your experiences.
  • Let us stop talking and focus on delivering a better experience. Actions and experiences tell the real story.
  • So, lets begin and start your insurance quotation today!

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From a One Man Band to National Cleaning Firm –
You Can Have The Right Cover
At The Best Premiums Available – Today

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Why Join Moneycornershop.com?

  • Join a huge network of happy customers
  • Online quotes, in under 10 minutes
  • Claims managed by individual insurers
  • Experienced business insurance brokers
  • We can help you save on your business utilities
  • We can help you raise finance for your business