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Civil Engineering Combined Liability Insurance

We realise that groundworkers and civil engineers are usually the first and last trades on and off a site. You work in high-risk environments on a daily basis and need insurance to protect against the perils you face. Moneycornershop.com can provide comprehensive insurance for labourers, ground workers and civil engineers that is designed to provide cover for all your assets and liabilities.

Civil Engineers and Groundworkers insurance can include public liability insurance which will protect you in the event of a third party claim such as bodily injury or damage to property that may accidentally occur during the day to day running of your business. If your business employs any staff including part-time, apprentices or temps UK law requires you to have employers liability insurance to protect your most valuable asset, your people.

Insurers tend to believe that groundworkers and civil engineers pose a potentially high risk under public liability insurance. On the face of it working at ground level seems low risk; however the high risk element can be working underground where damage can be done to services, pipes, and cables.

We are a wholly independent insurance broker who specialise in construction insurance. Our brokers have a wealth of knowledge across all construction trades. After a brief initial consultation our fully qualified and highly trained brokers will scour the market to find you the most comprehensive cover at a price to suit your pocket. Because each individual is different and very few contractors work in the same environment our policies can be tailored to suit your situation.

You may need cover for:

  • Public Liability Insurance – Up to £10,000,000
  • Employers Liability Insurance – Up to £10,000,000
  • Temporary Employee Protection with Employers Liability
  • Contractors All-Risks Cover, Hired-In Plant & Own Plant Cover
  • Optional Separate Cover For Tools Or Business Equipment

We fully understand the needs of organisations connected with the Ground workers and Civil Engineering trades

We Can Cover The Following Activities

  • Concrete Placing
  • Directional Drilling
  • Formwork
  • Haulage
  • Muck Away
  • Paving
  • Piling
  • Plant Hire
  • Reinforced Concrete
  • Road Construction/Management
  • Shuttering
  • Steel Fixing
  • Underpinning
  • Utilities Contractors

We Speak Your Language

There can be difficulties generally with the placement of liability insurances and these are more pronounced for organisations in the contracting and engineering industries, especially those involved in high risk activities such as work at Height, work at extreme Depth, work with Heat, work in connection with Asbestos or work at High Risk locations.

Contact our Experts today, with our established and substantial connections with Insurance Companies and Underwriters in London, and Lloyd’s of London – we have developed unique and special arrangements whereby insurances are arranged for liability and other covers on competitive and realistic terms.

Design & Construct Your
Business Insurance


Civil Engineering Contractors Business Insurance

As a civil engineer, you design things to help make people’s lives better, whether that’s giving us fresh water and purifying it for reuse, keeping us switched on and powered up by supplying gas and electricity to our homes, building roads, schools, or designing innovative ways to recycle our waste.

Your work can often come with a number of risks. An employee, colleague or member of the public could be injured as a result of negligence, you may incur costly delays in a project, or stock you supply may be faulty. And there’s always the danger that your plant and machinery could be subject to theft, malicious or accidental damage.

Dealing with liability and indemnity claims can be stressful, time-consuming, and expensive, which is why it is so important to have specialist protection in place that provides you with the right level of cover needed for the nature of the work you do.

Whether you’re a one-man band, or you manage a firm of civil engineers, we can build the appropriate type and level of cover for you – so you are only paying for the cover you need.

Our commitment to you doesn’t stop with arranging your insurance. We’re dedicated to providing a quality customer service for our customers, so we are available if you want to discuss any issues or queries on your cover, provide risk management updates to help you minimise and manage risks you may face. We’re also on hand to support you should you ever need to make a claim.

When this is combined with the great service our team provides, you can see why people choose to let us arrange their insurance.

Get your extensive yet affordable cover
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Our Experience & Relationships

We have access to markets who cover over 1,000 trade types, including most types of Civil Engineers from traffic management contractors to steel erecting contractors, from confined space contractors, from trenching to shuttering carpenters. Just use the trade selector on our quote form to type in or select your trade.

We have over 50 years collective experience and relationships with underwriting specialists which have the capacity and understanding of the industry to write and place any risk.

Tailored To Meet All The Risks Associated With The Day To Day Running Of Your Business.

We work closely with you to provide bespoke insurance & risk managements to suit your business, whatever your requirements.

It’s very important to make sure you understand what you need from your business insurance. Use the check points below to get you thinking.

  • Check the policy documents for exclusions and excesses so you know exactly where you stand with your policy
  • Is Your Business Description declaring in full all of your undertaken activities?
  • The plant cover sum insured you have is adequately covering the cost of replacing your plant
  • Ensure that you business is insured adequately for the exposure you face

Do You Need To Speak To Someone?

We have a wealth of experience and a great team of friendly professionals – Why not click “Let’s Chat!” in the bottom right hand corner of your screen to connect to our insurance broker team?

Need more details? Or wish to speak to us?
Our team is waiting to hear from you today – 0330 043 0003

Want to hear more about your business cover options from our expert team. Just choose the cover you’re interested in and get some expert insight into how each option can help your business.

You can also check out our Knowledge Hub for further information about us.

Join Our Network Of Happy Customers

  • We value a happy customer and your experiences.
  • Let us stop talking and focus on delivering a better experience. Actions and experiences tell the real story.
  • So, lets begin and start your insurance quotation today!


From a Single Shop To A National Chain –
You Can Have The Right Cover
At The Best Premiums Available – Today

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Why Join Moneycornershop.com?

  • Join a huge network of happy customers
  • Online quotes, in under 10 minutes
  • Claims managed by individual insurers
  • Instant online access to your documents
  • Experienced business insurance brokers
  • We can help you save on your business utilities
  • We can help you raise finance for your business