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Smaller Businesses Insurance

We have a range of access on our panel to specialist schemes including stand-alone polices or inclusion of antiques within a high value home insurance policy.

Each has their merits and we have experienced advisors available to assist and advise you on the best solution for your particular circumstances.

Your antiques and collectables undoubtedly give you pleasure and represent a substantial investment.

Ensuring that they are properly protected gives you valuable peace of mind should the worst happen.

Art and collections insurance – a few questions to ask yourself Insuring antiques or collections can prove a potential minefield unless you deal with an expert insurer and have a reasonable idea of the type of cover you require.

Most insurers will focus on the value of the antiques and the level of security, such as locks and alarms. Should you not fit a straightforward profile, the challenge of securing the cover you require, at a competitive price, becomes more of a headache.

We’ve listed below a checklist of questions you may want to ask yourself before proceeding to purchase antique insurance:

You may need cover for:

  • In which locations or territories do you need cover; only in your primary home, just the UK or worldwide?
  • Do you need to make sure the full value is insured and there won’t be quibbles if the worst happens and you make a claim? What’s the claim service like?
  • Are the security conditions proportionate to the value of the antiques?
  • What happens if your antiques are in a listed building and planning prohibits the requirement to install high security locks to windows?
  • Do you need cover for antiques in transit? Is this just for the UK or worldwide?
  • If you buy a new work or piece, will you get instant insurance cover?

Our panel of insurers have specialist tailor-made combined policies available for the Antiques and associated trades.

It is aimed at retail outlets as well as dealers who operate from home and sell at fairs, restorers premises and auction houses. we have access to combined policy where cover can be adapted to meet individual requirements.

Cover on stock is on an “All Risks” basis and can include coverage whilst exhibiting at fairs, in transit, whilst at other premises on sale or return or for restoration.

Policies for Antique Dealers can cover all types of stock including, but not restricted to, Jewellery, Silver, Furniture, China, Metalwork, Bronzes and Books

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What Insurance Does Your Business Need?

Having the correct insurance for your business will depend on your type of business and the particular risks it faces. Should you have a family run small business such as a florist or fish and chip shop you need the right cover in place for your business.

Retail insurance from Money Cornershop includes your public liability insurance in case someone makes a compensation claim against you. You can also cover your stock, insure your building, and add employers’ liability insurance to cover staff claims. It’s quick, quality cover in one simple policy.

If you have made improvements to your rented premises such as such as air conditioning, lighting or specialised fittings it may be worth considering adding tenants improvements cover to your quotation.

Anything that you install yourself, such as air conditioning, lighting or specialised fittings, will not be covered under your landlord’s insurance policy. This means that if they’re damaged, by a fire or flood, for example, then you won’t be able to claim for them without having tenants improvements as part of your own insurance policy.

We offer excellent value and extensive cover, with stock insurance part of the package. Whether you’re a home-based business or high street retailer, our online retail insurance offers a tailored solution.

Money Corner Shop is a proud member of the Purple Partnership – Who have been voted the Best Broker Network in the UK – 3 times in the last 4 years – Which means many insurers provide exclusive deals for us, with competitive pricing and enhanced policy cover.

When this is combined with the great service our team provides, you can see why people choose to let us arrange their insurance.

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Our Experience & Relationships

We have access to markets who cover over 1,000 trade types, including most types of manufacturers : from stonemasons to dry-liners, from rendering contractors to partitioners, from ductwork installers to shuttering carpenters. Just use the trade selector on our quote form to type in or select your trade.

We have over 50 years collective experience and relationships with underwriting specialists which have the capacity and understanding of the industry to write and place any risk.

Tailored To Meet All The Risks Associated With The Day To Day Running Of Your Business.

We work closely with you to provide bespoke insurance & risk managements to suit your business, whatever your requirements.

It’s very important to make sure you understand what you need from your shop insurance. Use the check points below to get you thinking.

  • Check the policy documents for exclusions and excesses so you know exactly where you stand with your policy
  • Insure your stock at the cost price, not the retail price
  • Do you need buildings insurance? If you rent your premises, your landlord may take care of this already
  • Ensure that you are insured for your contents and and fixtures and fittings properly – fixtures and fittings cover (which is part of buildings insurance).

Do You Need To Speak To Someone?

We have a wealth of experience and a great team of friendly professionals – Why not click “Let’s Chat!” in the bottom right hand corner of your screen to connect to our insurance broker team?

Need more details? Or wish to speak to us?

Our team is waiting to hear from you today – 0330 043 0003

Want to hear more about your business cover options from our expert team. Just choose the cover you’re interested in and get some expert insight into how each option can help your business.

You can also check out our Knowledge Hub for further information about us.

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  • We value a happy customer and your experiences.
  • Let us stop talking and focus on delivering a better experience. Actions and experiences tell the real story.
  • So, lets begin and start your insurance quotation today!

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Why Join Moneycornershop.com?

  • Join a huge network of happy customers
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  • Instant online access to your documents
  • Experienced business insurance brokers
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  • We can help you raise Finance for your business
  • We are becoming the best broker in town